Optima Insurance Agency

6606 W. Irving Park Rd.  Suite 2

Chicago, IL 60634 

Phone: 708 669 7222

   We will help you get the right health and life insurance 

For individuals under 65 years of age looking for Major Medical insurance we offer insurance plans on- and off the Health Insurance Marketplace. Many of our clients receive financial help to lower their premiums.

We have helped hundreds of clients enroll in coverage through the Marketplace.

 

The Open Enrollment for Major Medical plans in Illinois will run from November 1st  to December 15th, 2019.  Everybody can enroll or change their plan during that period. Until then you need to have a special event to purchase major medical plans (even if you don't want any financial help). The most common qualifying events are loss of qualifying coverage, getting married, having a baby, moving to a new home in a new ZIP code or county, getting a legal status. Please contact our agency for more information 708 669 7222.

If a Major Medical insurance is not available or you are looking for more affordable options, we can offer you temporary medical plans. They work for a shorter period of time (in Illinois the maximum term is 6 months). Temporary plans are available at any time during the year and can be effective the next day after submitting an application. In most cases they will cost less than Major Medical plans (if you don't qualify for a subsidy). Please call our agency today for a free quote.

We assist employers who want to provide health coverage for their employees and possibly their families. Those employers can purchase group health insurance. Group plans usually have more options (for example larger networks) than individual plans and they are also available at any time during the year.

We also offer various insurance plans for Medicare beneficiaries. In our agency you can buy Medicare SupplementsPrescription Drug Plans as well as very cost effective Medicare Advantage plans. We will find the right plan for your needs and budget. Medicare Supplements can be purchased at any time during the year, whereas Medicare Advantage and Prescription Drug Plans are available during the Initial Enrollment Period (three months before your 65th birthday, the month of your 65th birthday and three months after that), Annual Enrollment period (October 15th -December 7th) and in some other special situations (for example when you lose your employer based coverage). Please contact our agency for more details.

Also we sell other products e.g. dental insurance, vision insurance, hospital indemnity plans, Critical Illness, accident plans and travel insurance

We can also offer you various types of life insurance.

Please contact our agency for more information and free quotes - 708 669 7222

Don't hesitate to use our knowledge and experience. Our help will not cost you a penny!