Health insurance for people under 65 years old
Major Medical Insurance (plans on and off the Health Insurance Marketplace)
Group Medical Insurance (for small businesses)
Hospital Indemnity Plans
New Special Enrollment Period for individual and family plans -February 15th to May 15th 2021. During this period everybody can enroll in health insurance. Please call for more details and quotes.
Please call today 708 669 7222
Why choose Optima Insurance Agency?
- Our agency represents all major health insurance companies in Illinois - BlueCross BlueShield, Humana, Aetna, Cigna, United Healthcare, Ambetter and others. We compare plans from different companies so that our clients can get the best coverage at the best price.
- We will use our knowledge and experience to guide you through health insurance options.
Our under 65 clients will have access all the plans available on the medical insurance market in Chicagoland. We check if you qualify for financial help to pay your monthly premium. We will analyze if it is more advantageous to get a temporary plan instead of a permanent one. Finally, if you are a business owner, we'll see if it makes more sense to set up a group medical plan that will cover you and your employees.
- If you have Medicare, our agency can offer you a wide selection of plans designed for Medicare beneficiaries, from the most comprehensive Medicare Supplements to lower cost Medicare Advantage and plans which cover medications (Prescription Drug Plans).
- We can also help you shop for the life insurance policy and other ancillary products e.g. dental insurance, hospital indemnity plans, accident plans, Critical Illness, travel medical insurance and disability insurance.
- Not only will we help you find the best insurance for your needs - we will also assist you in case of any questions or issues that may occur when using your policy.
- All our services - assistance with the plan selection and enrollment, help with claims or other issues with your insurance policy - are free of charge!
And remember: WE ALWAYS PUT YOUR INTEREST FIRST!