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happy family covered by health insurance

Health insurance for individuals and families before age 65

  • Major Medical Insurance (Obamacare) -with or without  subsidies

  • Short-term Plans

  • Group Health Insurance (for employers and/or employees)

  • Indemnity Plans

  • Ancillary plans (Dental, Accident, Critical Illness, Heart and Stroke)

happy Medicare beneficiary with her granddaughter

Health insurance plans for Medicare beneficiaries

 

young people who have health and life insurance

Other insurance products for people of all ages

 
Why you should choose Optima Insurance Agency
  • Our agency represents all major health insurance companies in Illinois - BlueCross BlueShield, Humana, Aetna, Cigna, United Healthcare, Ambetter and others. We are able to compare plans from different companies so that you can get the most beneficial coverage.
  • We will utilize our knowledge and experience to guide you through your health insurance options. Our under 65 clients have access to all the plans offered on the medical insurance market in the Chicago area. We will check if you qualify for a subsidy to pay your monthly premiums. We will analyze if it is more advantageous to get a temporary plan instead of a permanent one. Finally, if you are a business owner, we'll tell you if it makes more sense to set up a group insurance plan for you and your employees.

  • If you have Medicare, our agency offers a broad selection of products designed for Medicare beneficiaries, from the most comprehensive Medicare Supplements to low cost Medicare Advantage plans to stand-alone Prescription Drug Plans

  • We can also help you obtain a life insurance policy and other ancillary products e.g. dental insurance, hospital indemnity plans, accident plans, Critical Illness, travel medical insurance and disability insurance. Those types of insurance come useful to individuals of any age. 

  • Not only will we help you get the right insurance for your needs - we will also assist you in case of any questions or issues that may arise while you are covered by your policy. 

  • All our services - assistance with the plan selection and enrollment, help with claims or other issues related to your insurance - are free of charge! 

 

WE WILL ALWAYS PUT YOUR INTEREST FIRST!

  

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