Health insurance for people under 65 years old
Major Medical Insurance
Group Medical Insurance (for small businesses)
Hospital Indemnity Plans
Open Enrollment for Individual and Family Plans has begun. Enroll by December 15th for coverage staring January 1st 2021.
Please call for more info and free quotes 708 669 7222
Why choose Optima Insurance Agency?
- Our agency represents all major health insurance companies in Illinois - BlueCross BlueShield, Humana, Aetna, Cigna, United Healthcare, Ambetter and others. We can compare plans from different companies so that you, our client, can get good coverage at an affordable price.
- We will use our knowledge and experience to guide you through the multitude of health insurance options. Our under 65 clients will be able to view all the plans available on the permanent medical insurance market in Chicagoland. We will also check if you qualify for financial help to pay your monthly premium. We will examine if it is more advantageous to get a temporary plan instead of a permanent one. Finally, if you are a business owner, we'll see if it makes more sense to set up a group medical plan that will cover you and your employees.
- We offer a wide selection of insurance plans for Medicare beneficiaries, from the most comprehensive Medicare Supplements to lower cost Medicare Advantage and Prescription Drug Plans.
- We can also help you shop for the right life insurance policy and other ancillary products e.g. dental insurance, hospital indemnity plans, accident plans, Critical Illness, travel medical insurance and disability insurance.
- Not only will we help you find the best insurance for your needs - we will also assist you in case of any questions or issues that may occur when using your policy.
- All our services - assistance with the plan selection and enrollment, help with claims and other issues with your insurance policy - are free of charge!
And remember: WE ALWAYS PUT YOUR INTEREST FIRST!