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happy family covered by health insurance

Health insurance for individuals and families before age 65

  • Major Medical Insurance (Obamacare) -with or without  subsidies

  • Short-term Plans

  • Group Health Insurance (for employers and/or employees)

  • Indemnity Plans

  • Ancillary plans (Dental, Accident, Critical Illness, Heart and Stroke)

happy Medicare beneficiary with her granddaughter

Health insurance plans for Medicare beneficiaries


Annual Election Period for Medicare Advantage and Prescription Drug Plans runs October 15th - December 7th
young people who have health and life insurance

Other insurance products for people of all ages

Why you should choose Optima Insurance Agency
  • Our agency represents all major health insurance companies in Illinois - BlueCross BlueShield, Humana, Aetna, Cigna, United Healthcare, Ambetter and others. We compare plans from different companies so that our clients can get the most beneficial coverage.
  • We will use our knowledge and experience to guide you through your health insurance options. Our under 65 clients have access to all the plans offered on the medical insurance market in the Chicago area. We will check if you qualify for financial help to pay your monthly premiums. We will analyze if it is more advantageous to get a temporary plan instead of a permanent one. Finally, if you are a business owner, we'll tell you if it makes more sense to set up a group plan for you and your employees.

  • If you have Medicare, our agency offers a wide selection of plans designed for Medicare beneficiaries, from the most comprehensive Medicare Supplements to lower cost Medicare Advantage plans to stand alone Prescription Drug Plans.

  • We can also help you shop for a life insurance policy and other ancillary products e.g. dental insurance, hospital indemnity plans, accident plans, Critical Illness, travel medical insurance and disability insurance

  • Not only will we help you find the best insurance for your needs - we will also assist you in case of any questions or issues that may arise while you are using your insurance. 

  • All our services - assistance with the plan selection and enrollment, help with claims or other issues with your insurance plans - are free of charge! 




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